HavenPoint Retirement Strategies, LLC

Website: myoldretirement.com

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1.Acceptance of Terms

These Terms of Use ("Terms") govern access to and use of myoldretirement.com (the "Site"), which is owned and operated by HavenPoint Retirement Strategies, LLC ("HavenPoint," "we," "us"). By accessing or using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

 

2.Eligibility

You must be at least 18 years old to use the Site. By using the Site, you confirm that you meet this age requirement and have the legal capacity to enter into these Terms.

 

3.Purpose of the Site

The Site provides general educational information about retirement planning, including retirement accounts (401(k), 403(b), 457, IRA, Roth IRA), retirement income strategies, and insurance products such as annuities. The Site also lets you schedule a complimentary consultation with a licensed insurance professional.

Information on the Site is for educational purposes only. It is not personalized financial, tax, legal, or investment advice. See the Disclosures page for more on the nature of services offered.

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4.No Investment, Tax, or Legal Advice

HavenPoint is not a registered investment adviser, securities broker-dealer, certified public accountant, or law firm. We do not provide securities recommendations, tax preparation services, or legal advice. Information on the Site is general and may not apply to your specific situation.

For advice on securities investments, taxes, or legal matters, consult a licensed investment adviser, certified public accountant, or attorney.

 

5.Licensing

HavenPoint, through its principal Josh Broach, holds active insurance licenses in specific US states. Insurance and annuity products can only be discussed with and sold to residents of states in which HavenPoint is properly licensed. License verification routes are listed on the Disclosures page.

 

6.Consultations

Consultations scheduled through the Site are complimentary and carry no obligation. Scheduling or attending a consultation does not create a client relationship or any agreement to purchase any product or service. A client relationship is established only when a formal application or written agreement is executed and accepted by an insurance carrier or other product provider.

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7.Intellectual Property

All content on the Site, including text, graphics, logos, images, video, and software, belongs to HavenPoint or its licensors and is protected by US and international intellectual property laws.

You may view and download Site content for personal, non-commercial use only. You may not copy, modify, distribute, publish, sell, or commercially exploit Site content without our prior written permission.

 

8.Prohibited Conduct

When using the Site, you agree not to:

• Use the Site for any unlawful purpose

• Submit false, inaccurate, or misleading information

• Interfere with or disrupt the Site, its servers, or its networks

• Attempt to gain unauthorized access to any part of the Site or related systems

• Use automated means to access the Site without our written permission

• Transmit viruses, malware, or other harmful code

• Impersonate any person or misrepresent your identity or affiliation

 

9.Third-Party Content and Links

The Site may include links to third-party websites or content. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party site. Your use of any third-party site is at your own risk.

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10.Disclaimer of Warranties

The Site and its content are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, HavenPoint disclaims all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, secure, or free of viruses. We do not warrant the accuracy, completeness, or reliability of any content on the Site.

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11.Limitation of Liability

To the fullest extent permitted by law, HavenPoint, its members, employees, agents, and affiliates are not liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site, including lost profits, lost data, loss of goodwill, or business interruption, even if we have been advised of the possibility of such damages.

 

Our total cumulative liability to you for all claims arising out of or related to the Site shall not exceed one hundred dollars (US $100).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so these limitations may not fully apply to you.

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12.Indemnification

You agree to indemnify, defend, and hold harmless HavenPoint and its members, employees, agents, and affiliates from any claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of another party.

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13.Governing Law and Venue

These Terms are governed by the laws of the State of Texas, without regard to its conflict of laws principles. Any dispute arising out of or related to these Terms or the Site shall be resolved exclusively in the state or federal courts located in Texas, and you consent to the jurisdiction of those courts.

 

14.Changes to These Terms

We may update these Terms. The current version is always posted on the Site with an updated Effective Date. Continued use of the Site after an update constitutes acceptance of the revised Terms.

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15.Severability

If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions remain in full force and effect.

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16.Contact Us

Questions about these Terms can be sent to:

 

HavenPoint Retirement Strategies, LLC Mailing address: 539 W. Commerce St #2937 Dallas TX 75208

Email: Josh@havenpointretirement.com

Phone: 469-829-6352